navie

Less money stress.
More living.

Navie watches your spending, reminds you before bills are due, sends a calm weekly recap and answers any money question. All by text, right where you already chat.

How it works
iMessage
Sun 20 Sep at 9:00 am
Try asking

A few things Navie noticed this week

How it works

Set up in the time it takes to text a friend.

  1. 01

    Say hello

    Join the list and pick iMessage or WhatsApp. No app to download, no password to remember.

    iMessage WhatsApp
  2. 02

    Connect securely

    Link your bank in a couple of taps. Navie gets read-only access, so it can look but never touch.

    BEveryday accountConnected · read-only
  3. 03

    Get on with your life

    Navie texts when something matters. Text back anytime with a question, big or small.

    Rent’s due Friday. You’re all set ✓
What Navie does

Like a friend who’s great with money.

Bills in your inbox, charges across cards, subscriptions you forgot about. Navie keeps track, so you don’t have to.

Navie

Heads up 👀 Your gym membership just went up to $24.95 a fortnight.

Price rise spotted+$78 a year
Gym membershipDirect debit · fortnightly$21.95$24.95
can I do anything about it?
Worth asking! Here’s a message ready to go ✍️
01 · Heads-ups

Notices things before they become things.

A sneaky price rise, a new fee, a budget running low. Navie pays attention in the background and reaches out when it matters, with what to do next.

  • Price-rise and new-fee alerts
  • Budget nudges, never nagging
  • Help sorting it out
Navie

Your car rego ($748) is due Monday. Just making sure it’s on your radar.

Coming up
  • MON22Car rego12 months$748.00
  • THU25NBNDirect debit$85.00
  • FRI26SpotifyRenews$13.99
Total this week$846.99
02 · Bills

Never be surprised by a bill again.

Rent, rego, NBN, subscriptions, that annual thing you always forget. Navie spots your bills, remembers the due dates and nudges you before they slip your mind.

  • Finds recurring bills for you
  • Reminders on your schedule
  • Flags forgotten subscriptions
This week↓ $96 vs last week
$1,284.00
  • Eating out$342
  • Groceries$286
  • Transport$147
🗓️ Car rego is due Monday
what was my biggest dinner?
$128.40 at Nonna’s on Friday 🍝
03 · Weekly recap

Know where it went. Without doing the work.

Every Sunday, a calm little recap of what came in and what went out across all your accounts. Then just ask follow-up questions, the way you’d ask a mate.

  • Arrives every Sunday morning
  • Top categories at a glance
  • Follow-up questions welcome
can I afford a weekend in Byron? about $600
Free until payday · Thu 2 Oct
$1,120 after bills
  • Byron weekend$600
  • Still free (~$65 a day)$520
booking it!!
04 · Ask anything

Ask anything. Get a straight answer.

“Can I afford a weekend away?” “How much did Uber Eats cost me?” “When’s payday?” Ask in plain English and get a real answer in seconds. No charts to decode.

  • Plain-English answers
  • Knows your bills and payday
  • Available day and night
Tue 8 Sep
sent back my THE ICONIC order, $128. keep an eye out for the refund?
On it 👀 I’ll tell you when it lands.
Sun 20 Sep
Your $128 refund just landed 🎉
so what did I spend on clothes this month?
$214 after the refund.
05 · Memory

The more it knows you, the less you explain.

Tell Navie something once and it follows up on its own. It remembers what matters to you and answers questions across every account you connect.

  • Follows up on its own
  • Remembers what you tell it
  • Answers across all your accounts
A day with Navie

Quiet when it should be.
There when it counts.

A calm start. Know where you stand before your first coffee.

  1. Navie

    Morning ☀️ Rent ($780) goes out Friday. You’re all set, with $2,340 in your everyday account.

Privacy

Private by design. Calm by default.

Trusting someone with your money takes a lot. Here’s what we promise in return.

Read-only bank access

Navie can see your balances and transactions. Your bank connection can never be used to move money.

Locked down

Bank connections go through secure, read-only links, and your data is encrypted in transit and at rest.

Never sold

Your money is your business. We don’t sell your data, and we’ll never show you ads.

Quiet hours

No 2am pings. Navie only texts when it’s worth it, and never while you’re asleep.

FAQ

Questions, answered.

What exactly is Navie?

Navie is a financial assistant that lives in your messages. It keeps an eye on your spending, reminds you about upcoming bills, sends a weekly summary, and answers questions about your money, all over iMessage or WhatsApp.

Do I need to download an app?

Nope. Navie is just a contact in your phone. You chat with it in iMessage or WhatsApp, the same way you’d text a friend.

How does Navie see my spending?

You securely link your bank accounts with a read-only connection. Navie uses it to see transactions and balances so it can spot bills, track budgets and answer your questions.

Can Navie move my money?

No. Navie’s access is read-only. It can spot things, remind you and answer questions, but it can never move, spend or transfer your money.

How often will Navie text me?

Only when it’s useful: a weekly summary, a heads-up before a bill, or a nudge when something looks off. You choose what you hear about, and you can set quiet hours or text “pause” anytime.

Is Navie financial advice?

No. Navie helps you understand and keep track of your own money, but it doesn’t give financial product advice. For big decisions like investing, super, tax or loans, talk to a licensed professional.

When can I start?

We’re opening Navie up in waves. Join the early-access list and we’ll send you a hello as soon as your spot is ready.

Early access

Sleep easy.
Navie’s keeping watch.

Join the early-access list and meet the calmest contact in your phone.

navieMEET YOUR NEW FAVOURITE CONTACT

A little peace of mind.
Coming your way.

Join the early-access list. We’ll send you a hello when Navie is ready for you.

Where would you like to chat?

Just your early-access invitation and launch updates.